Mobile Phone Insurance

Mobile phone insurance is just one of those things...

Like washing your car, doing the washing up or taking an umbrella with you...

If you don't, things might go a bit wrong.

The cool thing these days is that because the mobile phone insurance market has become quite competitive - for you and me that means one very good thing - falling prices.

Mobile phone insurance used to be £10 a month, then it came down to around the £8 mark. Then it came down to around £5 or £6.

Now some phones can be covered for £2.99. The more expensive phones are still around £5.

The better mobile phone insurance policies out there will cover you for phone loss, theft and damage. Make sure it includes water damage - some specifically do *not* cover water damage - for the simple reason that water damage is a big killer of phones. So you need to make sure you have water damage cover.

International cover is also very handy for when you are abroad on work or holiday.

Fraudulent calls are not as important as you might think but it is just one of those 'peace of mind' things. If you don't have it, it will probably niggle in the back of you mind. If that's the case then make sure you are covered for fraudulent call use (ie if the thief uses your phone and racks up a big bill)